Try the math from the show.
Every Sunday, Dave walks West Michigan through the numbers that run a retirement. These tools let you run them yourself — your numbers, your screen, nothing collected. When a chart raises a question only your life can answer, that’s what the conversation is for.
Social Security Timing Explorer
Your claiming age permanently sets your check. Type the one number from your statement and see every age, 62–70 — plus what each path pays over a lifetime, and where they cross.
Open the explorer →Give Every Dollar a Job
Bills, lifestyle, income for life, savings, legacy — the sorter funds the three jobs in Dave’s order, inflation included, and names the age your flexible money runs out.
Sort my dollars →Retirement Paycheck Gap Checker
Itemize the bills and the lifetime income, see the monthly gap — then flip the survivor switch most couples never flip.
Check my gap →Loss Recovery Calculator
Down 30% needs up 43% — and that’s if you touch nothing. Add your real monthly withdrawal and watch the recovery stretch, sometimes to never.
Do the math →Longevity Reality Check
Survival curves from U.S. life tables for your ages — you, your spouse, and the household — plus the planning age your income should really be built to.
See the odds →Medicare Windows & Checklist
Your personal enrollment windows from your birth date, the lifetime late-penalty in dollars, the AEP countdown, and the calm five-item checklist.
Start the checklist →RMD Planner
Your start age (73 or 75), your first deadline year — and a year-by-year projection of the withdrawals the IRS will require, whether you need them or not.
Find my age →The tools show the shape. The plan fills it in.
Every one of these ends at the same honest place: the math is the easy part, and your life is the hard part. Bring both to the table — fifteen minutes, no cost, nothing sold.
Start the Conversation 15 minutes · no cost · nothing sold Rather talk right now? (616) 719-1979